off-card rate的意思|示意

Cardholders currently have 30 days to tell their card company that they want to reject an interest-rate increase, close the account and pay off the outstanding balance at the existing rate.

持卡人当前有30天通知其持卡公司，如他们想抵制利率的上升，可以在现有利率下，付清余额并关闭账户。

A new study out of Ohio State University found that young adults are accumulating credit card debt at a more rapid rate than other age groups, and that they're slower at paying it off.

俄亥俄州立大学（Ohio State University）的一项新研究发现，年轻人累积信用卡债务的速度比其他年龄段的人更快，且他们偿还债务的速度也更慢。

Bank of America, at 14.54%, had the highest write-off rate in August among card issuers that released data Tuesday.

美国银行8月份信用卡冲销率高达14.54%，这一比例是周二公布数据的信用卡发行商中最高的。