insurance explanation obligation的意思|示意

Whether the insurer should implement explanation obligation is always a focus in insurance disputes due to the lack of relevant standards.

由于相关标准的缺失，保险人是否履行说明义务一直是保险纠纷中的争议焦点。

Abstract: the predicament that courts abuse the explanation obligation rule highlights the conflict between the fact of this procedural obligation and the goal of insurance consumer protection.

[摘要]保险说明义务面临被法院滥用的困局，凸显出此制度程序化蜕变的既定事实与保险消费者保护目标之间的冲突。