guarantee loan的意思|示意
[法] 抵押贷款
guarantee loan的用法详解
英语单词guarantee loan的用法讲解
Guarantee loan是一种金融服务,由担保方(正常为个人或机构)向借款方(也称贷款方)提供金融担保,以维持借款方的信用并安心地进行贷款的贷款形式。
担保贷款的典型场景是,借款人在申请贷款时无法提供足够的抵押物,或者因为其他原因无法提供充足的担保,这时候可以向担保方申请担保贷款,担保方会担保借款人的借款。
担保方一般要收取保证金,以便在借款人无法偿还时抵偿贷款方的损失。此外,担保贷款的利息要高于普通贷款,因为贷款方把借款人的贷款风险转移到了担保方身上。
总之,担保贷款是一种可以满足借款人资质条件低、抵押品种少等特殊情况下获得贷款的金融服务。只要借款人从合法渠道获得担保贷款,并妥善管理贷款,就可以通过担保贷款获得一些支持。
guarantee loan相关短语
1、 loan guarantee 贷款担保,借款保函,贷款保证,新闻热词借款保函
2、 guarantee of bank loan 银行贷款保证
3、 joint guarantee loan 联保贷款
4、 family guarantee loan 家庭担保贷款
5、 co-guarantee loan institution 联保贷款制度
6、 Fixed Assets Loan Guarantee 固定资产贷款担保
7、 Business Loan Guarantee 商业贷款担保
8、 loan guarantee programme 贷款担保计划,贷款担保方案
guarantee loan相关例句
This thesis discusses on how to solve guarantee loan risk from guarantor's qualifications and abilities, guarantee way and period, guarantor's provision of remitting responsibility.
本文从保证人的资格与保证能力,保证方式与保证的期间,保证人的免责条款等诸多方面就如何化解保证贷款风险进行了详细的论述。
This kind of joint guarantee loan is one kind of pure unsecured loan.
这种联保贷款是一种纯信用贷款.
互联网
Guarantee loan has some merits such as simple formalities and rapid to operate, but it has many economic risks.
保证贷款在具有手续简便、操作迅速等优点的同时,也存在着并多经济风险。
Necessary to find a third party lender, in order to make credit guarantee loan people.
需要贷款人找到第三方, 为贷款人做信用担保.
互联网
SME loans, bills discounting, finance lease guarantee; Loan guarantees for the individual consumer; Foreign investment.
对中小企业贷款 、 票据贴现 、 融资租赁的担保; 对个人消费贷款担保; 对外投资.
互联网
This thesis discusses on how to solve guarantee loan risk from guarantors qualifications and abilities, guarantee way and period, guarantors provision of remitting responsibility.
解决这一问题的措施包括:对个体、私营业主的贷款资格进行认定以及普遍建立贷款担保机制等。