Adverse Selection Effect的意思|示意
逆向选择效应
Adverse Selection Effect的网络常见释义
逆向选择效应 逆向选择效应(adverse selection effect)：银行提高利率使低风险的 借款人拒之门外，借款者的平均风险程度随之上升，因为只有高风险的借款 人会承担较高的利率。
Adverse Selection Effect相关例句
In an asymmetric information credit market, interest rate and collateral requirements have adverse selection effect to different risk preference, and may cause moral hazard.
在信息不对称的信贷市场中，贷款利率和担保要求对于不同风险偏好的借款者会产生逆向选择效应，并且可能会引发道德风险。
But both the selection bias and regular-phone-use definition might be expected to mask any adverse effect of phones.
但是选择偏见和常规手机使用的定义可能会掩盖了手机的众多影响。
Objective: to study the effect and adverse reaction of active intrauterine device (IUD) and to provide evidences for the selection of IUD.
目的：进一步了解活性宫内节育器(IUD)使用效果和不良反应，为临床选择IUD提供有效依据。
In this paper, we propose an agent-based model to examine what conditions can make the adverse selection to take its effect by introducing two variables-cognitive capability and valuation ratio.
在这篇文章中，我们通过采用多个体模型和引入两个变量——识别能力和估价比率来说明在什么条件下会发生逆向选择现象。